tag:blogger.com,1999:blog-6762928.post2364116865485322952..comments2024-01-03T05:23:36.046-08:00Comments on The Citizens: The New CorruptionUnknownnoreply@blogger.comBlogger2125tag:blogger.com,1999:blog-6762928.post-16922106040665325472007-04-11T19:15:00.000-07:002007-04-11T19:15:00.000-07:00I agree with LTG. I 've had great customer servic...I agree with LTG. I 've had great customer service with the Federal Direct Loan Servicing. When I consolidated my loans, I chose to go with the Federal government, and I am glad I did. My main obejection is the private lenders and the profit aspect that permates the loan industry and some of the rules that govern these loans.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-6762928.post-48883032684574299692007-04-11T10:11:00.000-07:002007-04-11T10:11:00.000-07:00In 1999, I consolidated my loans with the Federal ...In 1999, I consolidated my loans with the Federal Direct Loan program. Low interest rate, very friendly service. All excellent. We had a brief tussle about me trying to prove I was in graduate school, because they needed paperwork and UCLA wouldn't give it. It took them a year to even raise the issue, which came when I got a big bill. When I showed them the paperwork, they reversed the charges and nothing negative ever appeared on my credit rating. They have many repayment options and allow me to move the payment date as I wish (this was helpful when I changed jobs which changed my direct deposit date).<BR/><BR/>By contrast, I have two additional small student loans outstanding that were not consolidated, about $5000 from Sallie Mae and a similar amount from another directly from my graduate school. <BR/><BR/>Both have higher interest rates, nasty, aggressive customer relations and dumped crap all over my credit rating (which they won't remove) with the "are you really in graduate school" issue (which was amazing, coming from my own school!).The Law Talking Guyhttps://www.blogger.com/profile/17886791396468512490noreply@blogger.com